LEGAL DOCUMENT

Terms & Conditions for CofferLedger

Last Updated: September 2026

1. Acceptance of Terms

By downloading, installing, or using CofferLedger ("the Application"), you agree to these Terms & Conditions.

2. License & Use

You are granted a personal, non-exclusive license to use CofferLedger for personal expense tracking and envelope budget allocation.

3. Offline Data Responsibilities

CofferLedger operates offline without cloud servers. You are responsible for preserving your local budget and expense logs.

4. Financial Disclaimer

CofferLedger is a personal budgeting tool provided "AS IS" and does not constitute formal financial, tax, or accounting advice.

5. Contact Information

For questions regarding these terms, please contact us through our official app support channels.