Privacy Policy for CofferLedger

1. Our Financial Privacy Guarantee

CofferLedger is a 100% offline envelope budget and personal finance application. We respect your financial privacy and ensure that your transaction records, monthly income figures, category envelope allocations, and savings metrics remain completely private on your device.

2. Zero Data Collection

We do not collect, store, transmit, or share any personal or financial information. Specifically:

• We do not collect your bank login credentials, account numbers, or personal info.
• We do not track location data.
• We do not record usage analytics or advertising metrics.

3. Offline Storage & Control

CofferLedger operates completely offline. All expense logs, envelope limits, cash flow stats, and currency settings are stored exclusively in your personal device storage.